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Finally, the real estate professional has a simple to use, fill-in-the-blank, financial calculator for the Palm. Now, the same device that has your address book and appointments also has your financial calculator so you’ll have one less device to carry.
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What Can PZCalc Do and How Do I Use It?
Finally, the real estate professional has a simple to use, fill-in-the-blank, financial calculator for the Palm. Now, the same device that has your address book and appointments also has your financial calculator so you’ll have one less device to carry.
The new PZCalc enables you to give buyers and sellers the sound financial advice they want and need with without having to remember the keystrokes of a conventional financial calculator.
Calculating mortgage payments or unpaid balances are performed quickly and easily. You can estimate the future value of a home with confidence with simple entries. PZCalc includes a series of the most common and powerful calculations needed for residential transactions.
Experienced agents know the advantages of using an 80% mortgage with a 10% second to avoid PMI that will result in savings of up-front and monthly fees. The PZCalc figures the payments and the blended rate in less time than calculating a single mortgage payment on a conventional calculator.
PZCalc handles “I want to think it over” by quickly showing the buyer what can happen if the interest rate goes up and how much more they’ll pay monthly and over the life of the mortgage. Using a powerful tool like this will help buyers focus on the decisions in a timely fashion.
When you hear “we want to think it over”, PZCalc will show them how an increase in interest will raise their monthly payment and result in paying tens of thousands of dollars more for the home. A change in interest could eliminate their subject home altogether if they were qualified for a higher payment and they didn’t have the additional required down payment.
Whip out your Palm and show a person with PZCalc the tax savings they’ll get by owning a home as well as how their down payment will grow based on leverage, appreciation, and amortization. You’ll never have to worry about which buttons to push because this PZCalc is fill-in-the-blank.
PZCalc will help you tell an owner whether to refinance based on how long it will take to recapture their refinancing costs instead of inaccurate rules-of-thumb. You can show a homeowner that making additional principal payments like $100 a month will save them thousands in interest and shorten the term of their loan.
Nationally known real estate expert, Pat Zaby, wrote the book on how to explain complicated numbers to buyers and sellers and he developed this Palm application with you in mind. As a developer of leading Windows applications, Pat Zaby knows just what you need for the Palm.
The Council of Residential Specialists has used his copyrighted forms for traditional financial calculators for 15 years. Texas Instruments distributes the forms he designed for the BA Real Estate calculator while serving as a consultant on that project.
This essential real estate tool is priced at $49. Download it from now to your computer. It installs quickly and easily into your Palm Desktop and the next time you synchronize, it will be installed on your Palm. You’ll want to pay the registration fee and get your code number before the trial version expires so you are not without this money-making tool.
You need a PDA running PalmOS version 3.0 or above and about 150K of space available for the application. PDAs that have PalmOS 3.0 or above include all devices made by Palm since the Palm III (1998), all devices from Handspring (including the Treo models), all devices from Sony, all of the Kyocera PalmOS Smart Phones, the TRG Pro, the Handera, all of the IBM Workpad series, the PalmOS based Symbol devices, and the PalmOS based Samsung phones. If you need a PDA or want to upgrade, we have a list of devices that we recommend.
To install PZCalc on your PDA, follow these instructions:
- Download the PZCalc.zip file by clicking the "Free Trial!" button above or by clicking this link.
- Save the file PZCalc.zip to your desktop.
- When the download is complete, you should be able to double click the zip file (or compressed folder, depending on your setup) to view the contents of the file.
- Extract the contents to a temporary area on your desktop PC.
- Launch the Palm (tm) Desktop software.
- Click the Install button on the left side of the screen. A dialog box appears.
- Click the Add button.
- Choose PZCalc.prc from the temporary location where you unzipped it.
- Perform a HotSync® operation. When you perform a HotSync operation, PZCalc is installed automatically. Check the applications menu on your handheld to confirm that the program has been added.
- You should now be able to delete the contents of the temporary area on your desktop PC.
The unregistered version is limited only to a specific number of uses (you will not be able to use it beyond 50 uses without entering a registration key). A periodic message will appear to remind you to register. A license must be purchased by using our Buy Now feature within your first 50 uses. To register the application, choose About from the menu and click the Register button. You will need to provide either the Palm User Name as it appears on this screen or the series of letters and numbers separated by colons for registration. If you provide this information at the time of purchase, an unlock key will be emailed to you. To view a copy of the license (also included in the download file), visit our License Page or you can send an email to brad@HandAble.com for more information. Future versions of the application may require an upgrade fee.
Future versions may require an upgrade fee. If your purchase was within 6 months of an upgrade that requires a fee, please contact us. To upgrade your version at any time, simply download the newest file and install the same way you first installed the application. Do not delete the application from your desktop first or you could destroy your data!
v1.5 - 4/30/2003
- Added 5/1 and 7/1 calculations to ARM vs. FRM
- Added Taxes and Insurance entries to basic mortgage calculation
- UI Improvements to make it easier to use
v1.0 - 3/15/2001 - Initial Release
Drop suggestions/bug reports at brad@HandAble.com. Registered users will be invited to participate in future beta programs at HandAble.com for this and other products.
PZCalc
v1.5
$49.00
